Question: How do you estimate how much you need to increase your rates if no one is even enrolled in your policies?īigger question: How do you operate a national health insurance carrier (remember, that's 8 states out of 20.they could potentially pop up in up to 30 others yet) with a grand total of 8 people enrolled in your policies? I assume that they have other divisions (ESI? Managed Medicare? etc) which actually have a substantial amount of revenue, but this just seems weird to me. In 5 of the 8 states, they're requesting the exact same 17.37% increase, and in 7 of the 8 they don't have a single person actually enrolled. on 0 enrollees.Īs you can see, in a few cases they seem to go by an alias ("National Foundation" or "Enterprise"), but the wording of the filing letter is pretty much identical in every state. North Carolina: "National Foundation Life Insurance Co." asking for a 17.37% rate hike.Nebraska: "Freedom Life Insurance" aka "Enterprise Life Insurance" asking for a 17.37% rate hike. ![]()
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